Recurring Payments Tracker

Empowering banks to help customers reduce wasteful spending by tracking recurring payments and redirecting savings into cancelling products.

1
Centralized platform
0
Surprise charges
100%
Visibility into recurring bills

Subscriptions accumulate, and banks had no way to help

Most consumers have no clear picture of what they are paying for each month. Streaming services, gym memberships, and forgotten trials quietly drain accounts with no central place to track them.

  • No single view of all recurring charges across aggregated accounts
  • Unused subscriptions going unnoticed for months
  • No easy path to cancel or modify payments from within the bank
  • Banks missing an opportunity to turn savings awareness into deposits or investments
40%
No single view of all recurring charges across aggregated accounts.
2.5×
Most people spend more than twice what they think on subscriptions.
55%
of people pay for at least one subscription they no longer use.
Business Need

Give banks a scalable tool that helps customers take control of recurring spending.

Director of Product Design

I owned design end to end, from early exploration through final delivery, working closely with engineering and product to shape the experience.

  • Led ideation and concept development across multiple design directions
  • Partnered with engineering to understand API data structure and constraints
  • Collaborated with product to align design decisions to capabilities

Design from the data up

Before jumping into visuals, I spent time with engineering to understand what data was actually available through the API. That foundation shaped everything, from how merchants were identified to how cancellation flows were structured.

With data constraints clear, the team explored multiple concepts iteratively, pressure-testing each against real billing scenarios before committing to a direction. The goal was always to balance functional completeness with an experience that felt simple and trustworthy to the end user.

01

API-First Exploration

Mapped available data fields before designing, ensuring every UI element had a reliable data source behind it.

02

Iterative Concept Development

Explored multiple layout and interaction models through rapid wireframes, testing ideas early before investing in high-fidelity work.

03

Competitive Analysis

Audited leading subscription management apps to identify patterns worth adopting and gaps worth owning.

Testing our way to the right direction

We started with Wireframe 1. After launching, we uncovered technical constraints that required us to go back and explore alternatives. We used AI tools to generate different variations quickly, then tested a few directions through Maze before deciding to move forward with the final design.

Wireframe 1 — Initial launch
Wireframe 2 — Tested, not pursued
Wireframe 3 — Tested, not pursued

A tool that turns awareness into action

The Recurring Payments Tracker gives customers full visibility into their bills in one place, with a clear path to cancel unused subscriptions and redirect savings.

Widget entry to merchant details, from awareness to action